Secrets Lenders Don't Want You To Know
Special Report From CDL
Secrets Lenders Don’t Want You to Know! Read
This 11-Point Report Before You Sign Anything!
The right or wrong decision when signing your home mortgage can mean thousands of dollars difference in interest paid. There are very important considerations to evaluate before you commit to a 15 or 30 year note. For many of us, our mortgage payment is the most important financial decision we’ll ever make. Doesn’t it make sense to know as much as possible about the financing of our home? Take the time to thoroughly investigate all of your options!
Negotiate a flexible loan. Some lenders will let you go from a variable to a fixed loan if rates start to go up. Unbelievably many of us sign the first mortgage placed in front of us. Typically the excitement of the new home purchase reduces the mortgage to not much more than an afterthought. What you read here could save you hundreds or even thousands of dollars. Your real estate professional has established relationships with the top lenders in your area. By aligning yourself with a professional agent you ensure all the financial steps are taken care of properly and economically.
1. Utilize a Lender With Established Ties to an Agent- Lenders are much more flexible with the real estate agents who have done business with them previously. Their relationship establishes them as a team member. The lender and agent work effectively together. That’s why a good agent can make substantial difference in setting up the most economical financing. And the right financing can, literally, save you tens of thousands of dollars over the life of your loan!
2. Don’t Attempt Paperwork Alone- All the paperwork required to complete the purchase of a home can be quite intimidating and frustrating for a home buyer. Make sure you have your lender help you with all the paperwork. Get help from your team, your lender and agent. Their expertise will help alleviate the stress and it will prove to be invaluable before you sign your mortgage.
3. Look at All Your Options- Make sure you see at least 3 loan programs for your mortgage. Lenders have at least 5-7 programs and should work with you and your agent on deciding what is best for your circumstances. Evaluate all your options. After all, it’s your money you’re spending - not theirs!
4. Demand Service- There is little difference between a bank, savings and loan, or a mortgage broker when it comes to the competitiveness of their loan rates. The difference is in the service they provide. It is their job to serve you! You want to get the loan approved and move into your new home as quickly as possible, but don’t overlook the fact that you are the one spending the money and they are the ones who should cater to your needs. Don’t let the process become so intimidating that you lose that understanding.
5. Stay in Complete Touch- You should receive a written report from your lender concerning every step. This will ensure that no details are overlooked and there will be no surprises.
To Receive This Full Report And All Additional Essential Lender Facts You Must Know When Purchasing Your Next Home Call For Our "Absolute Lenders Guide", which provides the basics for ensuring you negotiate the best possible rate for your next home with the absolute least amount of headaches!
To Get Your Full, NO OBLIGATION, Report Of Our Complete Lenders Guide Absolutely Free Of Charge Please Call Our 24 HOUR INFORMATION 800 CAROLINA DREAM LIVING CLIENT CARE INFORMATION LINE AND REQUEST THE "ESSENTIAL BASICS SELLER'S GUIDE FACTS REPORT AVAILABLE AT 1-800-607-6483 EXT 9033
You May Also Have This Information Faxed To Any Number You Choose To Get This Valuable Information Immediately!
Getting approved for a loan is often times much easier than you might think. I sincerely hope this brief report has been a help to you. If you would like a free, no-obligation consultation, please call our office at:704.575.8148, or visit us on the web for all Charlotte area listings via your own, no obligation, webpage which allows you to keep abreast of any changes in the MLS.
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